General business conditions

Rules and Regulations of Hallwag Kümmerly+Frey AG Switzerland


1. General
For the business relationship between Hallwag Kümmerly+Frey AG and the buyer, here after known as client, the following conditions are valid. By using the web site, the client agrees with Hallwag Kümmerly+Frey AG general conditions. Orders are legitimate for Hallwag Kümmerly+Frey AG upon confirmation of it from the client. This set of conditions are valid from January 1, 2003.

2. Delivery
Products are sent directly at storage, from our partner Schweizer Buchzentrum in Olten, within 3-4 working days throughout Switzerland (abroad 2-3 weeks). If products happen to be out of inventory or not available, the client will be notified directly by e-mail, with further information concerning the delivery.

3. Prices
Showed prices are expressed in Swiss Francs (CHF). Hallwag Kümmerly+Frey AG holds the rights to modify prices without previous notice.

4. Shipping costs
The client is responsible for costs concerning shipping & handling, insurance fees and declaration costs. Costs are shown on order and reported with the selling invoice.

5. Payment
Upon credit card charge, goods will be sent.

6. Data protection
Hallwag Kümmerly+Frey AG guarantees the withhold of personal information, which will not be transferred to third parties. All personal information will be kept confidential.
All information concerning the client, will be shared only with business partners in order to fulfil orders.
Extended data protection declaration of Hallwag Kümmerly+Frey AG

7. Security
Credit card personal data is locked with SSL technology. Each transaction is authorized online by the correspondent Credit Card Company. On statements, Credit Card charges are cited as (Information:

8. Complaints / Products returns
Complaints and products returns can be asked within 8 working days upon delivery of goods. Products shall be returned in original packaging and shape.
Defective merchandise or faulty shipments will be replaced promptly. Clients are entitled to refunds for Hallwag Kümmerly+Frey AG merchandise.

9. Legal aspects
For any legal disputes, all matters will be competence of the district courts of Berne, CH. For legal issues, please refer to the Swiss Court of Justice.


Digital card data via app

1. General
Thank you for visiting the website of The website provides general information and products for sale. Your activities and purchases are subject to these terms of use. By using, you automatically accept the terms of use.

2. Liability and correctness of contents
The contents of this website may contain information on dangerous activities. Hallwag Kümmerly+Frei AG expressly rejects any liability directly or indirectly connected with the data or any details published on the website, as well as any missing information. You use this website solely at your own risk. Hallwag Kümmerly+Frey AG is, without exception, not responsible for damage to persons, animals or equipment resulting from use of this website. Furthermore, we expressly point out that the contents and data of the pages at may be incorrect or incomplete. You shall assume complete responsibility for your use of the data and contents. It can also not be excluded that the local conditions (trails, glaciers, streams, etc.) of the places described have changed, and that these have not been added to the website. The current local conditions always take priority when assessing a situation. However, certain stretches may be subject to a general traffic ban, or there may be a private reason why access is not permitted. Hallwag Kümmerly+Frey AG accepts no liability for any infringements of these or similar laws. In the event of a traffic ban, we recommend that cyclists push their bikes.

3. Compensation protection
You agree not to approach Hallwag Kümmerly+Frey AG, the owners of Hallwag Kümmerly+Frey AG, employees, freelance agents, license givers and suppliers with possible demands for compensation and claims of any type at any time, or for any reason.

4. Consequential damages
Hallwag Kümmerly+Frey AG shall accept no claim of any sort for damages resulting from the direct or indirect use of the website or the information contained therein. Hallwag Kümmerly+Frey AG shall endeavour to maintain the availability of the website at a high level and to keep it free from any viruses, worms, trojan horses or any other code with harmful characteristics. Hallwag Kümmerly+Frey AG assumes no liability for any consequential damages resulting from the non-availability of the website or from the infection of their website by the website.

5. GPS is an additional tool
Under no circumstances should you rely solely on the information and data documented on these pages. A GPS device in no way replaces the equipment you have used beforehand, but rather serves as a sensible addition to your present equipment. A GPS device is an excellent navigation tool, but it does not replace careful orientation or know-how. The global positioning system (GPS) is run by the US government, and can be affected without advance notice, or shut down completely.

6. All rights reserved
Regardless of the purpose, the contents and data or extracts thereof – apart from within the scope mentioned herein – may not be reproduced, changed, copied, transferred, circulated, uploaded onto another computer or stored on any storage medium without the express prior written agreement of Hallwag Kümmerly+Frey AG. Hallwag Kümmerly+Frei AG hereby grants you the right to make and save a single copy of the data received or a part of the content of the received data for your own direct use and purpose. When saving the data, you alone shall be directly responsible for the security of said data. It is expressly forbidden to make more than one copy or to send the data by e-mail or to make it available to third-parties in any other manner. Hallwag Kümmerly+Frey AG would like to remind you that information about the purchaser is stored in all data material and can be identified at any time. To prevent misuse, the maximum purchase limit is 21 trips per day and 186 trips per year (which should be sufficient for every use). You undertake not to copy the design elements, the "look and feel" or the layout of the website. These elements are legally protected. It is also forbidden to download data from the pages at using automated scripts.

7. E-commerce
Hallwag Kümmerly+Frey AG shall endeavour to maintain all data and execute all transactions as safely as possible. Nevertheless, third-parties may still gain unlawful access to confidential data. If you notice any such irregularities, please report them to us immediately. No liability shall be accepted by Hallwag Kümmerly+Frey AG.

8. Handling of confidential data
The present document indicates how and for what purpose Hallwag Kümmerly+Frey AG collects and  processes client-specific data. As a client-oriented  provider, we make every effort to ensure that the data saved on our systems is protected from misuse.

Processing of client data
When you visit our website, we save different types of information. When registering, you need to provide personal data and service-specific settings so that you can use our services. You can check or change this information in your user account at any time. Other non-personal data is saved as a result of technical processes (e.g. tracks taken).

In some cases, we use cookies to best align our internet offer to your needs. A cookie is a small file which is sent from the web server to your internet browser and saved on your computer. Thus, when you next visit one of our websites, we are able to recognise you and to directly display the information on your search preferences, for example. You can also forego the benefits of cookies. You can set your browser so that a warning appears on your screen before a cookie is saved, or so that cookies cannot be set. Cookies which have already been saved can be deleted. In this case, certain services cannot be used.

Use and disclosure of data
We will NOT disclose any address data, e-mail addresses or any other data which could identify you to third-parties. Neither for general information nor for marketing or advertising purposes will this be done.

Your e-mail address
It is very important to us that you do not receive any unwanted e-mails. For this reason, we will not pass your e-mail address on to third-parties or publish it.
Via the status report, it is possible for third parties to contact you over this e-mail address. In doing so, the writer does not see your e-mail address and has to draft every e-mail individually by hand (thus there is no opportunity for automatically-generated mass e-mails). In this way, it is also impossible for internet search robots to find your e-mail address on our web page.

Hallwag Kümmerly+Frei AG itself will only use your e-mail address for important business transactions, such as:
- Answering your queries
- Order confirmations
- Information on the expiration of your subscription
- Information on important innovations at (max. 1x per quarter)
- Problems with your username/password

9. Use of your username/password
You shall take full responsibility for all instructions, orders, etc., regardless of to whom, which are executed by entering your username/password. You agree that you as an individual shall be responsible for all business transactions or processes which have been performed by using your username/password, regardless of whether these business transactions or processes were performed with your knowledge or consent. You agree that your username/password shall be carefully protected from third-parties and you shall act accordingly. You are forbidden to knowingly transmit or disclose your username/password to third-parties. If you ever suspect that someone has gained access to your username/password, you undertake to immediately change your password. Provision of your e-mail address is an integral part of this section, as is its management. If you lose your password, Hallwag Kümmerly+Frey AG shall send it to you through the e-mail address that you have provided. If this e-mail address is incorrect, there is a risk that third-parties may gain access to your password.

10. Links to other (third-party) websites
As a convenience, we have links on our website to other websites. Hallwag Kümmerly+Frey AG is not responsible for the information content, products or services of these websites. We do not check the content of such websites. You use other websites at your own risk and according to the terms of use of these websites. This declaration shall apply to all available links to and possibly available link lists and forums which are currently active or will become active.

11. Changes to these terms of use
Hallwag Kümmerly+Frey AG reserves the right to change these terms of use at any time and without giving any reason. When changes to these terms of use come into force, Hallwag Kümmerly+Frei AG shall specify on the homepage that the terms of use have changed. For your convenience, the date of issue of the terms of use shall be specified in the title.

12. Ideas, comments, error reports, and your trip suggestions
Hallwag Kümmerly+Frey AG is keen to continually optimise its offer. For this reason, ideas, comments, error reports, trip suggestions, etc. are very welcome. You accept that Hallwag Kümmerly+Frey AG alone expressly reserves the right to publish changes or news. Furthermore, Hallwag Kümmerly+Frey AG is at all times permitted to revise and adapt appropriate suggestions at its own discretion. The right to publish appropriate trip details along with all integral parts of the submissions passes automatically to Hallwag Kümmerly+Frey AG when these are forwarded to Hallwag Kümmerly+Frey AG. If you transfer material for publication to Hallwag Kümmerly+Frey AG, you guarantee Hallwag Kümmerly+Frey AG that this material is free of any property right or copyright. For violations of this clause, you are directly liable to potential plaintiffs.

13. Changes to the website offer
The website is similar to a shop with changing products and services. We endeavour to keep the offer as economically viable and as sustainable as possible so our clients can gain the most benefit from it. Hallwag Kümmerly+Frei AG has the right to freely determine the content that it publishes on its website. The purchase of services or other products shall not give you the right to have these products placed at your disposal in the future.

14. Correctness of your details
You guarantee that all the information you have entered (e.g. your address, credit card details, etc.) is correct and that you are at least 18 years of age or have your parents' permission to use this website. Only one user account is permitted per user. It is forbidden to set up and maintain a user account for a third party.

15.  Payments
Only credit cards which are valid and accepted by Hallwag Kümmerly+Frei AG may be used for any transactions that you make. Any refunds shall also take place only on these cards. By sending your order, you authorise Hallwag Kümmerly+Frei  AG to calculate the corresponding amounts. It is also possible to effect a payment by wire transfer. We have bank accounts in Switzerland and in Germany. Services on the website are activated only after receipt of the full amount requested by Hallwag Kümmerly+Frei AG. You shall always bear any bank charges.

16. Violations of these terms of use
In the event of violations of these terms of use, Hallwag Kümmerly+Frey AG reserves the right to change the terms of use. In the event of minor offences, the client in question shall have their username/password immediately blocked. The client shall not in any way be remunerated with open balances or right of access. In the event of major cases, the offending client can expect to be prosecuted.

17. Severability clause and place of jurisdiction
If one of the provisions of these terms of use becomes void, the remaining provisions shall remain unaffected. The void provision shall be deemed to be replaced by another provision which comes closest to the economic purpose of the void provision in a legally effective way. The same applies to any potential loopholes.
The place of jurisdiction for any disputes arising between the parties is Bern, Switzerland. This legal relationship is subject to Swiss law.